Homebuyer Resources

Low-cost Loans for First-Time Homebuyers


For anyone at the very beginning of the home buying process in Massachusetts, this website is a great first step. Use budget and affordability calculators to determine your current status, search for lenders in the Massachusetts area, and take a look at mortgage products. Call 413-233-1621 or send your email to homeownershipinfo@haphousing.org for more information on eligibility and local lenders.

Belchertown Down Payment and Closing Costs Assistance

HAPHousing is honored to be managing the Down Payment / Closing Costs Assistance program for the city of Belchertown. For those looking to purchase a home in the city of Belchertown, the city offers up to a $5,000.00 loan for Down Payment and/or Closing Costs Assistance towards the purchase of your new owner occupied home. Loans applications can be downloaded here.

Loans are interest free, and they are forgiven after 5 years of the home purchase. For more information contact Julio Cordero at (413) 233-1616 or send your email to jcordero@haphousing.org.