Homeowners Assistance:
Financing, Counseling and Workshops

HAPHousing provides several programs that help homeowners keep and manage their homes, or modify them to accommodate family members with special needs. Our services are free of charge or, as in the case of some educational workshops, have a nominal fee. Participation in some of HAPHousing's programs also offers the opportunity for specialized funding to those who qualify.

Our programs include:

Get the Lead Out: A MassHousing Affordable Loan Program

Low-cost financing to address lead-based paint hazards is available for one- to four-family homes through MassHousing. Owner-occupants may be eligible for a 0% deferred payment loan that is due only upon the sale, transfer or refinancing of the home. Call 413-233-1615 or visit the MassHousing website for more information.

Helping you save on energy costs

Homeowners in Belchertown, East Longmeadow, Hampden, Longmeadow, Monson, Palmer, Springfield and Wilbraham can now take advantage of the Pioneer Valley Planning Commission's (PVPC) Home MPG program, which offers convenient tools for measuring and understanding energy usage in their homes, financial incentives, resources and recommendations for energy efficiency improvements. Click here for more information.